• When slow decisions become your biggest risk

    Our survey of 1,250 companies in 13 countries reveals how decision-making, more than the market, is now the main barrier to growth, and how leading firms turn risk into opportunity.

    Understand the new forces of Risk
    Download report and unlock growth
    Download report and unlock growth
  • Protect Your Trade Against Risks

    Coface is a global leading player in trade credit insurance, business information, and debt collection. Acting for trade for more than 80 years, Coface helps 100,000 companies grow across some ~200 markets.

    Learn about us
  • How does credit insurance work?

    Trade credit insurance is a credit risk management tool that helps protect and grow your business by covering losses from unpaid invoices.

    Learn more about how credit insurance work
  • Business Information: Driving Growth through Insightful Decisions!

    Explore strategies to assess the financial stability of trade credit partners, anticipate potential defaults, and identify prime market opportunities to grow your business with reduced risk.

    Discover the Benefits of Business Information for Your Business
    Which solution is best for me?
    Which solution is best for me?

How can Coface help you ?

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Manage your risk with a global leader

100000customers

200countries covered

725billion exposure

FitchRatingsAA-Stable outlook

Moody'sA1Stable outlook

AM BestA+Stable outlook

Coface APAC Payment Survey 2026: Nearly three-quarters of Japanese firms experienced payment delays from customers

Coface’s APAC Payment Survey 2026 reveals that 73% of Japanese firms report being affected by payment delays from customers in the last 12 months. Payment discipline appears to be deteriorating in the country, with more firms seeing worsening payment delays, both in terms of severity and frequency, than improvements. As part of an annual study to understand the payment behaviours and risks among businesses, Coface surveyed 2,800 finance professionals across multiple sectors and 10 Asia-Pacific (APAC) markets, including 252 respondents in Japan.

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